The effect of not having personal gadgets in i.t student Essay Example for Free

The effect of not having personal gadgets in i.t student Essay CHAPTER 1 INTRODUCTION In the year where electronic gadgets are not yet invented like computers, students are not yet engage in activities using technologies. Students rely on books and visit library facilities to study, read their notes and review their school lessons. During those years, despite the lack of computers and hi-tech gadgets students still achieve high and good grades and the students are still focused on their studies. They strive hard just to attain higher and better grades in their education. Students who can’t afford to buy a computer just go to the library to read book, to do research work, and to make their school project. During the years when computers were first invented, people make use of computers to help them accomplish their works and to make their tasks lighter and fester.Now in the present time, the age of modern technology, where almost everything is hi-tech, computer technologies has greatly improve and become better. These days, the computer technology industry is rapidly growing and changing. Along with that growth and change of computer are the people who almost instantly adapt to changes. The reason why computer technologies are invented is to help make people’s life easier and to improve their way of life, especially the students. Modern computer technologies make studying easier and fun to the students. Computers help students in their studies for students can start. 1.1.SUBJECT Several studies and researches have suggested about the various harmful effects gadgets have on human health. Electronic gadgets are now very essential to our society today. We need electronic gadgets to do business, to have some recreation and help us get through our daily lives. 1.2.PURPOSE This study aims to know how gadgets affect the studies of the IT students of MPC. This study will show the researcher how the gadgets can affects the studies of the IT students of MPC as said on the title. As we know, gadgets are now part of our daily basis. 1.3.SCOPE AND LIMITATION This research was conducted an Montessori Professional College, 1812c.m Recto Avenue Corner, Coromina Street Quezon Boulevard, Quiapo Manila, Approximate 2kms. From Manila City Hall, it is  located right side of the Isetan Recto, In front of Cartimar Center. 3rd floor along University Belt.This action research may not be copied or reproduced in books, pamphlets, outlines or note without any permission of the author. 1.4.PLAN OF DEVELOPMENT The researcher went to the library to gathered the data to the books, magazine and even at the internet, it happened at the MPC library, then pass it to the professor ad check it, then give it back again to the researcher to rewrite the correction. The researcher went to the bookbinding store, bookbind it after that gave it back to the professor for recheck if ever there will be any correction after that gave it back again to the researcher and ready for the defense.

Graduation Speech -- Graduation Speech, Commencement Address

"The greatest danger for most of us is not that our aim was too high and we missed it, but that it was too low and we reached it." Michelangelo Because "Humanity is divided into three parts: 1. those who make things happen 2. those who watch things happen 3. and those who don't know what's happening." Unknown And right now we seem to fall into category three, but today we have an opportunity to change that. We can stray from living our lives patterned after how we behaved in high school. As graduates we have all become equals. We are without any restraints. Social status, personalities, and disagreements can be left in the past. And as we give up the past in order to be ready for the future, opportunity lies at the door. "You must begin to think of yourself as b...

Gesell’s Concept of Maturation Essay

Abstract The concept of maturation presented by Arnold Gesell is central to developmental psychology. He said that childs growth or development is influenced by the environment and the action of the genes. He also indicated that the childs development occurred in a fixed order through a series of stages. He opposed any instructional efforts on placing a child ahead of schedule; when the time is right, the child will simply begin to master the task through his/her own inner urges. Two major criticisms to his concept are also presented in this paper. Gesells Concept of MaturationIntroduction Pioneered by the American psychologist Arnold Gesell (1880-1961), the concept of maturation, which is central to developmental psychology, stresses the role of nature in human development (Gale Group, 2001.)The purpose of this paper is to take a look at the major concepts of Gesells concept of maturation and to present and discuss two criticisms of his concepts. Gesells Concept of MaturationGesell said that the childs growth or development is influenced by two major forces: The environment and the action of the genes. Gesell called this process maturation (Crain, 2005). He observed that a childs development occurred in a fixed order through a series of stages. This is an outstanding feature in maturational development. (Gale Group, 2001). By observing how an embryo adhered to a specific order in its own development, Gesell proposed that a child post natal neuromotor development also followed a strict specific order (Crain, 2005). His concept of maturation allowed him to see that just like a baby learns to run by first sitting, then standing, then walking, the principles of maturation also have a rate of development that is controlled by internal genetic mechanisms (Crain, 2005). And the forces of socialization that are so important in the growing and developing of a child have a positive and direct effect only if they are in tune with the inner maturational principles. Therefore, he opposed any instructional efforts on placing a  child ahead of schedule; when the time is right, the child will simply begin to master the task through his/her own inner urges. Until then, teaching will be of little value and will only create tension between the child and the caregiver (Crain, 2005). As an evidence of his concept of maturation, Gesell and Thompson conducted a study with twins. One twin was trained on activities such as stair-climbing and the grasping and manipulation of cubes. The twin that was trained showed some superior skill when compared with the untrained twin. But the untrained twin soon caught up, with much less practice, and at the age that he was supposed to perform those activities. Then, there is a timetable that determines the childs readiness to do things and the benefits or early training and teaching are relatively temporary (Crain, 2005). Discussion of Criticisms on Gesells concept of maturationThe interplay of nature and nurtureThe interplay role of nature and nurture, rather than the importance of one over the other, has gained a greater emphasis in the work of more recent figures, such as psychologist Jean Piaget, whose theory of cognitive developmentin children has been a model for much subsequent work in the field. Going beyond simplistic dichotomies, scientists have been able to gather substantial amounts of specific data on the effects of heredity and environment through family, twin, and adoption studies. Current concepts of maturation focus on models in which each stage of a developmental process is defined not only by innate characteristics but also by increased receptivity (or â€Å"readiness†) toward certain environmental factors. (Gale Group, 2001.)Age normsOne of the most frequently cited criticisms of Gesells concept of maturation has to do with his manner of presenting age norms. He implies too much uniformity and gives no idea on how much variation can be expected at any given age. His norms were based on middle-class children in a university setting and may not apply perfectly in other cultural contexts (Crain, 2005). ConclusionGesells concept of maturation is fundamental for the study of human development, since it considers two significant factors: Genes and environment. The specific order in which things happens is essential to his  concept of maturation. But two major criticisms can be presented about Gesells concept of maturation: The role of nurture and nature, and the age norms he used for his studies and observations. References Crain, William (2005). Theories of Development, Concepts and Applications. New Jersey: Pearson Prentice Hall. Gale Group, 2001.Gale Encyclopedia of Psychology, 2nd ed.http://findarticles.com/

The Role And Powers Of The Central Bank Finance Essay - Free Essay Example

Sample details Pages: 4 Words: 1254 Downloads: 9 Date added: 2017/06/26 Category Finance Essay Type Analytical essay Did you like this example? The Central Bank of Malaysia like other countries does have the same role. Malaysia is a place or country which it has a various financial institutions and banks operating the states managing the about the monetary. Under the Central Bank of Malaysia 2009 section 4 state that the bank might be the Central Bank of the Malaysia. Don’t waste time! Our writers will create an original "The Role And Powers Of The Central Bank Finance Essay" essay for you Create order Its had been established on 24 January 1959. The Banking Ordinance 1958 was provided a licensing and regulation on the banking business also came into strength in the Federation of Malaya. Under the Central Bank of Malaya Ordinance 1958 (CBO), it was provides the legal framework for the Central Bank. The legal framework includes the objectives of Central Bank of Malaysia whereas are to promote a monetary stability and a sound of financial structure. Under section 5 (1), the principle objectives of the banks might be promote on monetary stability and financial stability favourable to the sustainable growth on the Malaysia economy. The monetary stability is based on the value of stability on the Malaysian currency. We do have to ensure that the inflation is always remaining in low level and stable by always ensuring that on the price stability. Central Bank of Malaysia acts as a banker and likes a financial adviser. Also, BNM include issue a currency in Malaysia and by keep seeking a s afeguarding on the value of the currency. Besides that, it does regulate and supervise financial institutions and promote a sound, progressive and inclusive a financial system. In additions, the Central Bank of Malaysia provided to provide oversight over the money and on the foreign exchange markets, to exercise oversight over the payment systems and to introduce on an exchange rate regime reliable with the fundamentals of the economy. Discussion on the Central Bank of Malaysia (BNM) Under the Banking Financial Institutions Act 1989 (BAFIA), The Central Bank of Malaysia (Bank Negara Malaysia) main role is to regulates and supervise all the banking related to the activities in Malaysia. Countries with effectiveness on supervision may enforce less restriction. Supervision are includes the licensing and approval be given in the field of the regulated business. Supervision does also give an authorization of institutions in the regulated business, issuing rules stipulated in law and drafting guidelines for the conduct of regulated business and it would be performing actual tasks on an ongoing basis under the supervision. The bank get an approval by the Minister to make a regulations so that it can have to brings out of the objects and directly also on the purposes of the act under section 94 (1). According to the Shleifer Vishny (1998); Djankov et al (2002) and Quintyn Taylor (2002), with great supervisors might be use their powers to brings a benefit preferred constituents and extract bribes. One of the reasons that the banking regulation and supervision are necessary whereby the levels of the moral hazard do can equalize. Almost in all the countries, banks are protected by the government safety nets. Safety nets basically include a lending-of-fast resort facility and or deposit insurance. Banking regulation and supervision must be substitute the market discipline removed by the safety nets. Safety nets can produce markets that will results by inflating banks incentives to take a risk. The banking crises over the 1980s and 1990s led a large number of countries to rethink their safety net arrangements and consider for example introducing explicit deposit protection schemes by Garcia (1999), Demiguc- Kunt Kane (2002). The supervisory authority for banks in Malaysia is based on the Central Bank of Malaysia (BNM). It was undertakes the central banks functions including the duty to promote a sound financial structure in the country. As th e nationà ¢ÃƒÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬ÃƒÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾Ãƒâ€šÃ‚ ¢s regulatory authority, the fundamental roles of The Central Banks of Malaysia is to develop a sound on a banking system that it will give a feedback to the need on the economy and on the society. The bank do conferred powers under the Central Bank of Malaysia Act 2009 and the written laws are set out to the purposes on promoting on financial stability. The objective of financial stability also through by the development and strengthening of institutions and system infrastructure which it does not success only on the formulation with a strong legal, regulatory and supervisory. The Central Bank of Malaysia (BNM) does also has been entrusted to do a regulation and to develop on the insurance sector so that it can be more effectively mobilize under the long term savings and allow in with a various of insurance products and at the same time, it do protecting the interest of the policy owners. The Islamic Bank ing Act 1983 (IBA) provides a powers for the supervision and control on the Islamic Banks by the Central Bank of Malaysia (BNM). Any of the Islamic Banks that wish to be put up must be under a regulation and control by the Central Bank of Malaysia (BNM). Under section 22 (1), by the promoting on monetary stability, the Bank might pursue a monetary policy which it favourable the interest of the country by keep on remain of the price stability giving regarding to the developments in the economy. Thus, it will ensure that the monetary gain from the operations would be in exactly consistent to meet with the objectives made on monetary policy. The new Central Bank of Malaysia Act 2009 came into force and it was enable the Central Bank (BNM) to be more effectively manage on the emerging risks and challenges to present its task and takes obligations as the nationà ¢ÃƒÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬ÃƒÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾Ãƒâ€šÃ‚ ¢s central bank. BNM also keep their relationship with other c ountries of the supervisors to make sure that the developments is overseas especially for those the countries whereas it has a banking existence and that would not brings harm to the stability of the financial system in Malaysia. Under the BAFIA, the supervisory powers of the BNM provided that no banking business can be conducted in the country by any company without a banking licence under the section 4. As result, under the section 25 (1), there are no person shall receive, take or accept the deposits except it is under and is in accordance with a valid licence whereby granted under the section 6 (4), that ahead on receiving an appliance and the commendation to carry on that banking business, finance company, merchant banking or a discount house business. Next, the powers to supervise and control licensed institutions, BNM is empowered to conduct regular and special inspections into the books and accounts of each bank. The inspections are not cover only for the bank and its bra nch offices in Malaysia but it is also cover for the domestic bank. The inspections that carried out in regularly by the BNM may shape the backbone of the system of supervision over the licensed banks. BAFIA 1989 provided in Part X do examine that without any of earlier notice, books or documents, accounts and any transactions on the licensed institution and its offices inside Malaysia. Also, the minister have the authority to order the Bank to make a determination of the books or to any documents, accounts and any transactions of any licensed institution to its inside or outside office of the Malaysia. Once the Minister found out or suspects that the licensed institution holders is doing a business in likely to be in the detrimental to the depositors or creditors, also that has insufficient of the assets that need to cover the liabilities or any contravening provision of the ACT or to the Central Bank of Malaysia ACT 1958, is stated under section 70 BAFIA 1989. Financial markets have an effect on the nations.